Insurance
Insurance products and industry updates
Property Resilience Can Improve Insurance Terms, but Premium Credits Remain Uneven
Resilience work can attract insurance capacity and improve terms, but only 26% of surveyed organizations said insurers recognized their adaptation efforts.
Workers Comp Opioid Prescriptions Fall as Claims Costs and Recovery Outcomes Come Into Focus
Opioid prescribing has declined, but rising pharmacy costs and uncertain recovery gains put treatment outcomes, coordination and long-term claims under scrutiny.
Data Center Construction Drives Insurance Growth as Exposure Accumulation Rises
Billions in data center projects are expanding insurance demand, while insurers track concentrated exposures and weigh revenue that may fade after construction.
European Commercial Insurers Hold Strong Ratings, but Agency Coverage Is Thin
Most listed insurers average A to AA ratings, yet six have just one agency rating. Beazley could gain from closer ties to Zurich.
Data Center Expansion Raises D&O Disclosure and Oversight Risks
Data center projects face shifting rules, power constraints and rising costs, putting board oversight and investor disclosures under pressure.
Trucordia Shifts From Brokerage Scale to Selective Acquisitions and Integration
After roughly 300 acquisitions, Trucordia is focusing on integration, targeted deals and tools that support client service as organic growth slows.
Cyberattacks on Supermarket Refrigeration Put Food Loss Risk in Focus
French supermarket refrigeration failures show how cyber incidents can disrupt physical operations and spoil inventory, underscoring the value of backup safeguards.
Workers Compensation Opioid Cuts Need Recovery Measures, Not Prescription Counts
Fewer opioid prescriptions mark progress, but workers compensation also needs timely, individualized measures of pain relief and function.
Prediction Markets Offer Businesses New Ways to Hedge Freight and Weather Risk
Companies are testing event contracts to offset freight, tariff and weather exposure, though liquidity and payout mismatches limit their reach.
Alternative Reinsurance Capital Expands Beyond Property Catastrophe Risk
Alternative capital has reached $145 billion, with wider use in reinsurance and growing interest in casualty risks despite longer claims timelines.
2026 Best Places to Work in Insurance: Winners and Employee Engagement Findings
Leavitt Group, Scott Insurance and Davidson & Associates lead the 2026 rankings, where top employers also posted stronger employee engagement scores.
holiCHIC’s $1.5 Million Seed Round Follows Nordstrom Breakthrough
After nearly a decade of bootstrapping, holiCHIC raised $1.5 million as sales rose 47%, aiming to turn retail momentum into planned growth.
Leadership Accountability Can Improve Team Reporting After Business Failures
Leaders who examine the conditions behind a mistake before assigning blame can surface problems earlier while still holding individuals accountable.
Kansas Appeals Court Reverses Menards Worker’s Medical Benefits Termination
The court ruled Menards acted 17 months after a future-care award, short of Kansas’ two-year threshold for presuming treatment was unnecessary.
Just Eat Pauses AI Menu Image Trial After Food Misfires
Just Eat has halted AI-generated menu pictures after images misrepresented British dishes, raising questions about their reliability for restaurant listings.
Munich Re Raises 2026 Earnings Forecast to €6.6 Billion After Nine-Month Growth
Munich Re’s nine-month profit rose 10.1% to €5.7 billion, prompting a higher full-year forecast despite a 14.9% third-quarter decline.
Appeals Court Upholds $8.5 Million of First Solar’s Zurich Verdict
The 11th Circuit upheld damages tied to three rain events, while sending two others back for a jury to assess Zurich’s conduct.
Broker Litigation and Falling Commercial Rates Lead Business Insurance’s Most-Read Stories
Readers focused on broker disputes, leadership changes and softer commercial insurance pricing in Business Insurance’s weekly top 10.
The Hartford Names Leaders for Construction Risk and Guaranteed Cost Businesses
John Watts and Joshua Janes will lead distinct construction businesses, overseeing strategy, underwriting, portfolio performance and growth.
New York Court Affirms Workers' Compensation Benefits in School Driver's Fatal Incident
A New York appellate court has upheld a ruling for workers' compensation and death benefits for a school bus driver, linking his fatal crash to work-related injuries.